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NEW YORK (AP) — American Express is increasing the interest rate on The new interest rate only affects new purchases and balance transfers. The new interest rate only affects new purchases and balance transfers. American Express' move is unusual for the industry. Credit card rates have been going down, not up. Credit card companies decide what interest rate to charge their customers based a The new interest rate only affects new purchases and balance transfers. American Express' move is unusual for the industry. Credit card rates have been going down, not up. Credit card companies decide what interest rate to charge their customers based a American Express is increasing the interest rate on some The new interest rate only affects new purchases and balance transfers. .
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