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An American Express representative told Bloomberg the changes would affect "new purchases and balance transfers, and they’re no higher than consumers would get today if they apply for a comparable AmEx card." They will also affect some existing co but the company also increased some of those cards' benefits as well. It's the latest move by American Express to strike a balance between keeping its loyal, mostly affluent customer base, but at the same also raise revenue when the company is losing one have the option to keep the card at the higher interest rate or cancel their cards. The new interest rate only affects new purchases and balance transfers. American Express' move is unusual for the industry. Credit card rates have been going down have the option to keep the card at the higher interest rate or cancel their cards. The new interest rate only affects new purchases and balance transfers. American Express' move is unusual for the industry. Credit card rates have been going down The new rates affect only new purchases and balance transfers. American Express’s move is unusual for the industry: Card rates have been going down, not up. Card companies decide what interest to charge based on a number of factors. Two big ones are the Still, as American Express has just shown, issuers can increase your you for closing an account as a result of changes to the terms. Say you have a balance on a card when your issuer tells you the rate will go up — you can close that card, and .
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