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PHOENIX -- Have you ever used a prepaid credit card? If you have, you're not alone. Many consumers find that prepaid cards help them stick to a budget. But as convenient as prepaid cards are, there are pitfalls to using them sometimes. Just ask a Valley Recent regulations have made it harder for credit card companies to prey on people with no credit history (like college students and immigrants)—a good thing. But what if you do want a credit card and to establish a credit history? Forbes suggests Related: Spend prepaid Visa gift cards to avoid fees MuchMusic’s prepaid MasterCard TD and RBC also offer Visa Debit technology so you can use your debit card in the exact same way as a credit card while avoiding the fees that come with prepaid Whichever method (prepaid card, checking account or student credit card) you decide is right for your teen, discuss finances regularly and openly. A card cannot teach good money habits — only you can. Discuss your options with your teen, and decide what A prepaid debit card (note that it’s not called a prepaid credit card) allows you to load money onto a card and spend it anywhere plastic is accepted – at a gas station, online or in stores. Unlike with a credit card, you can’t spend more than you I’ve never been a big fan of prepaid cards, as many charge exorbitant fees from monthly maintenance to reloading fees. But with such rapid growth in the industry, this category of plastic is becoming a fierce contender to credit and debit cards .
However, a prepaid credit card that can be funded with bitcoins is. The BitcoinCard is a credit card that can be funded via BTC. Don't get too excited though, as this card does not let you transmit bitcoin via the card. Despite the website's UK top level Prepaid debit cards have become a $5 billion industry that has experienced about products issued by financial firms that pay colleges to promote their cards. The Credit Card Accountability, Responsibility and Disclosure Act of 2009 forced credit and they typically target consumers who have few other banking options because they have limited or poor credit. While prepaid debit cards generally come with more -- and higher -- fees, Chase's card looks like a fairly good option next to some of the general-purpose prepaid cards can be loaded with cash or direct-deposit payroll checks and used anywhere traditional credit or debit cards are accepted. “We’re generally in compliance with what we expect the regulation to be,” said Brad Hanson .
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