Then you can spend whatever money you load. Here are some prepaid cards to think about: Finding credit cards for bad credit with no annual fee is easy. The hard part is finding the card that offers the least number of fees for your personal use. The rental official tells her to buy a prepaid debit card, load it with $350, and provide him with the serial number in order to pay her application fee. He tells her to meet him at the apartment. The rental agent never shows up and no longer answers his The best option for those in the market for a prepaid card? The American Express American Express Bluebird with direct deposit. It received the highest score in a report today by Consumer Reports. The Bluebird card had no activation fee, no monthly fee The most common fee was $2 per call, and between 50 cents and $4.95 for performing various services. PNC SmartAccess Prepaid Visa Card $5.00 No Out of the 18 cards Bankrate surveyed, three stood out from the crowd for being particularly consumer-friendly BarclayCard added the Hawaiian Airlines World Elite MasterCard and Business MasterCard to its list of cards with no transaction fees. HSBC also recently waived foreign transaction fees for all consumer credit cards, says spokesman Neil Brazil. Some issuers The Federal Reserve has banned such fees for credit and debit cards, but no protections exist on prepaid cards. Cards used by more than two dozen major retailers have inactivity fees of $7 or more, according to a review of agreements. Some employees can .
But Consumer Reports analyzed 23 cards and found some are not as good deals as others. For example, the netSpend Prepaid Visa Pay as You Go plan charges $1 to $2 every time you make a purchase—and there’s no cap on those fees. Plus the netSpend Prepaid which charge a monthly fee, stop working when there is no more cash available. But other prepaid cards offered by alternative financial service companaies do, including market-share leader NetSpend, have overdraft services that act as small lines of credit. American Express recently announced its new Bluebird "card" account Or, squeeze the product back into the "prepaid card" coffin, with no-fee cards usable only for store purchases and at ATMs. Amex was among the few choosing minimal payment capability Those prepaid debit cards had one thing in common: Low or no fees for routine financial transactions such as ATM withdrawals, point-of-sale purchases and bill payments. While fees for those services can seem small individually, during a month of use they .
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